Dear reader, before ZDF all Mohrenköpfe are the same. In the "Giovanni Zarella Show", for example, the public broadcaster had the lyrics of Udo Jürgens' hit "Aber bitte mit Sahne" rewritten. Jan Brachmann skewered this in a comment that you were very interested in, as we know about the traffic figures. Because in the version, which Zarella sang together with six ladies and Roland Kaiser, the original verse "They blow and prust, almost nothing goes in anymore. Only a Moor's head at most, because order must be" replaces the suspected "racist" M* word with the "chocolate kiss". Brachmann explains to ZDF why the "Mohrenkopf", who "has to go" here for the sake of "order", already stands for the icing-glazed racism of that fattening quartet of female philistines, which is satirically exposed by them.

Carsten Knop

Editor.

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Even the lottery millionaire who lives in my hometown of Dortmund and calls himself Chico has little to do with philistines. Two of our authors dealt with it this week. Sebastian Eder met him in Dortmund and tried to find out why the new millionaire flaunts his wealth so strikingly. Volker Looman, on the other hand, analyzes which investment strategy Chico should implement with the help of his advisor in order to at least save or even increase the remaining money. "Now I really have to draw a line," Chico says to Eder in the café. "But it's difficult, there are scammers everywhere." A woman wanted to anesthetize him on a date with sleeping pills and then steal from him. "Luckily, I have a good knowledge of people. I come from the bottom."

Many people have to think about old-age provision, not just Chico. Especially from the Riester pension, many Germans have hoped for a carefree retirement. But now things are quite different. Many investors feel badly advised, sometimes there were nasty surprises. Riester's funds, for example, at least theoretically, had the chance of the highest possible return. Riester insurance and Riester bank savings plans invest much more cautiously in safe investments. And the chance of high profits was there since 2007. The MSCI World index, which comprises the stocks of the most important industrialized countries, has almost tripled since then, including dividends. This performance has not arrived at all with the Riester fund. Riester insurance policies also deliver disappointingly low returns. It hit the low-interest phase. In addition, there was another problem: high administrative costs.

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Best regards and have a nice weekend

Your Carsten Knop
Editor
Frankfurter Allgemeine Zeitung