According to mortgage broker Cafpi, the rates charged over 15 and 20 years exceeded the symbolic bar of 3% in April. This was already the case for 25-year rates last March.
An uninterrupted increase since the beginning of 2022 that has an impact on the number of loans granted. Cafpi: Each month costs 0.20% more rate on the credit, or 2.2% more monthly payment on a25-year credit, while prices fall very little. The number of mortgages granted over three rolling months is now at a lowest level since 2009.