A majority of brokers now believe that home prices, which have risen slightly in the spring, will fall. More brokers are pessimistic now compared to last autumn, according to a survey from the state-owned bank SBAB.

Many fixed-term mortgages expire this year and will be renegotiated at an interest rate that is getting higher. At Danske Bank, the list interest rate for a mortgage with a three-month fixed term is at 5.29 percent at the time of writing.