Debt is still extremely high and the risks are great, says Fredrik NG Andersson, senior lecturer in economics at Lund University. The Swedish debt ratio, i.e.

households' total debt in relation to their income, is the third highest in the EU, according to a new compilation from Statistics Sweden. The government has now appointed an expert committee to investigate the effects of an amortisation requirement on the country's finances. All the experts SVT News talked to agree on one thing: Sweden has financial challenges ahead of it.