Some online banks offer rates, up to 4% for one or two years, with an almost unlimited deposit limit. At Fortuneo, for example, it is possible to grow up to...

10 million euros, against only 22,950 euros for the booklet A. These offers are attractive but have certain limitations. For example, savers will have to pay taxes on the sums earned through these investments while they are exempt with the Livret A. A flat tax of 30% applies, including social security contributions (17.2%) and a fixed rate of 12.8% for income tax.