After 2021, the deposit rate has undergone 5 rounds of adjustment. Six major banks cut deposit interest rates 100 million deposits for 5 years less interest of 7500.

In order to alleviate the pressure on the debt side of banks, in recent years, Deposit interest rates have shown a continuous downward trend. The reduction of medium and long-term time deposits was even greater. For the future, after the downward adjustment of the large bank, the follow-up of small and medium-sized banks may carry out follow-ups to varying degrees.