<Anchor>
As the number of
charter fraud cases continues, more and more people are looking for rent instead. Chartering is actually a form of contract that exists only in our country, but since when has it degenerated into a means of speculation for multi-homeowners, and side effects are appearing.

Reporter Kim Seung-pil took a look.

<Reporter>
Mr. Ahn Mo, who lives in a villa in Cheonan, South
Chungcheong Province, is currently living in the place where he used to live without getting a single penny back after being scammed by a charter.

The house is auctioned off, the owner has changed, and the new landlord pays the rent.

For Mr. Ahn, the whole world was hell.

[Scam victim: It was hell, now I know it's because I've experienced it.]

An increasing number of apartment tenants are also struggling with the issue of security deposits.

It's because of the 'reversal of the tide'.

[Apartment Lease Tenant: It doesn't mean you won't give it back, but now the tenant has to match it, you can give it to him, talk about it this way.]

When landlords tell you what they did with the security deposit, most of them don't have the money to pay it back.

[Apartment tenant: I'm going to put it back on sale, because I can't return the money.

It's been a long time since landlords put their rental deposits in the bank, and most of the time it's a way to buy, invest, or pay for living expenses in another home.

[Chae Sang-wook/CEO of Connected Ground: In the mid-to-late 2010s, charters were abused as a means of leverage for multi-homeowners.

It means that the lease system of chartering has degenerated into a means of gap speculation for multi-homeowners rather than housing stability for ordinary people.

[Chun-Wook Hong/CEO of Prism Investment Advisors: It has made it possible for people who can't afford to buy or pay to buy a house with almost full leverage.]

It is pointed out that the government's policy of expanding charter loans and tax return guarantee insurance has had the side effect of increasing charter prices, making it vulnerable to volatility.

[Chae Sang-wook/CEO of Connected Ground: There is no upper limit on leverage in Korea. It is unlimited leverage, so in theory, infinite leverage.]

It has been more than 100 years since the appearance of charter leases in our society, but during that time, there has been a lack of policy consideration for dysfunction because we have focused only on the net function of charters.

It's time for a policy change that can put the fame and cancer of the world together.

(Video interview: Park Dae-young)