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As the number of
charter fraud cases continues, more and more people are looking for rent instead. Chartering is actually a form of contract that exists only in our country, but since when has it degenerated into a means of speculation for multi-homeowners, and side effects are appearing.
Reporter Kim Seung-pil took a look.
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Mr. Ahn Mo, who lives in a villa in Cheonan, South
Chungcheong Province, is currently living in the place where he used to live without getting a single penny back after being scammed by a charter.
The house is auctioned off, the owner has changed, and the new landlord pays the rent.
For Mr. Ahn, the whole world was hell.
[Scam victim: It was hell, now I know it's because I've experienced it.]
An increasing number of apartment tenants are also struggling with the issue of security deposits.
It's because of the 'reversal of the tide'.
[Apartment Lease Tenant: It doesn't mean you won't give it back, but now the tenant has to match it, you can give it to him, talk about it this way.]
When landlords tell you what they did with the security deposit, most of them don't have the money to pay it back.
[Apartment tenant: I'm going to put it back on sale, because I can't return the money.
It's been a long time since landlords put their rental deposits in the bank, and most of the time it's a way to buy, invest, or pay for living expenses in another home.
[Chae Sang-wook/CEO of Connected Ground: In the mid-to-late 2010s, charters were abused as a means of leverage for multi-homeowners.
It means that the lease system of chartering has degenerated into a means of gap speculation for multi-homeowners rather than housing stability for ordinary people.
[Chun-Wook Hong/CEO of Prism Investment Advisors: It has made it possible for people who can't afford to buy or pay to buy a house with almost full leverage.]
It is pointed out that the government's policy of expanding charter loans and tax return guarantee insurance has had the side effect of increasing charter prices, making it vulnerable to volatility.
[Chae Sang-wook/CEO of Connected Ground: There is no upper limit on leverage in Korea. It is unlimited leverage, so in theory, infinite leverage.]
It has been more than 100 years since the appearance of charter leases in our society, but during that time, there has been a lack of policy consideration for dysfunction because we have focused only on the net function of charters.
It's time for a policy change that can put the fame and cancer of the world together.
(Video interview: Park Dae-young)
"It was hell"... The 'charter' that has become a means of speculation
2023-06-09T23:11:48.255Z
Highlights: Chartering is actually a form of contract that exists only in our country, but since when has it degenerated into a means of speculation for multi-homeowners. Mr. Ahn Mo, who lives in a villa in Cheonan, South Chungcheong Province, is currently living in the place where he used to live without getting a single penny back after being scammed by a charter. The government's policy of expanding charter loans and tax return guarantee insurance has had the side effect of increasing charter prices, making it vulnerable to volatility.
As the number of charter scams continues, more and more people are looking for rent instead. Chartering is actually a form of contract that exists only in our country, but since when has it degenerated into a means of speculation for multi-homeowners, and side effects are appearing.
Source: sbskr