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The measures released today (23rd) focused on housing stability for the victims. It is the clear position of the government and the ruling party that it is difficult to spend money on repairing fraud damage, so it is not possible to recover the damage deposit directly. However, these victims are complaining that it is difficult to get additional loans right now, and that it is urgent to provide priority support for the amount of damage, saying that they are told to pay the debt again.

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When a
special law is enacted, the auction process, which was temporarily suspended, will resume.

Since the victim or LH is bribed first, it is fundamentally prevented from being handed over to a third party and forcibly evicted.

The government predicted that most of the damaged houses are concentrated in areas of 3 square meters or less and a market price of 85 million won or less, so few damaged houses will be excluded even if the LH purchase and lease standard is applied.

For now, housing stability will be secured, but the problem is the security deposit.

Victims are in debt and cannot afford additional loans, so they demand urgent support for fraudulent victims.

The government's measures are only effective for victims who can afford or are willing to finance the purchase.

[Park Soon-nam/Vice Chairman of the Charter Fraud Countermeasures Committee in Michuhol-gu, Incheon: We are asking ordinary people who are in debt and are on the edge of a precipice to go into debt again. The position of the committee is that we hope that measures to provide pre-emptive relief and claim the right to reimburse the latter will be included in the special law.]

A similar approach is the argument of opposition parties and some NGOs that government agencies should first buy bonds from tenants and then consider how to collect them later.

[Kim Nam-geun/Chairman of the Policy Advisory Committee of the Solidarity for Participation: (The government's measures) cannot be said to be a remedy for the majority of tin housing victims. Another measure is needed to take over the bonds of return of deposits by the Asset Management Corporation, etc., first restrict them first, and then return them through collective exchange.]

However, as it is already a bad debt along with equity issues, there is a lot of skepticism about its recoverability, so it is not easy to reach a social consensus.

[Jinyu Kim/President of the Korea Housing Association: There are a lot of senior bonds, so there are some things that have nothing left. If LH takes over the bonds, it can be a breach of trust if it gets it wrong.]

However, it is also pointed out that it is necessary to find a more forward-looking solution given the scale of the damage that is spreading, as was the sharp turn from the absolute impossibility of public purchase to the use of LH purchase leases.

(Video Interview: Yang Doo-won, Video Editing: Yu Yu-yang)