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discussing suspending auctions and giving victims preferential buyout rights if they want to participate in the auction, but in some places this seems remote. This is the story of Hwagok-dong, Gangseo-gu, where the damage of charters is concentrated in Seoul.

Reporter Ahn Sang-woo covered the situation in the area that the auction itself had become difficult to hold.

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As many as 25 of the 28 villas here are victims of Kim Mo, a barge owner who died last year.

However, the auction has not yet taken place, and the damage has not been recovered, and we have covered the reasons for this.

In December 2020, Mr. A paid a 270 million won rental deposit and moved into his current house.

However, on the day of the contract, Mr. Kim, the barge owner, bought the house without spending a penny on the condition that he take on Mr. A's deposit.

However, when Mr. Kim died suddenly last year, Mr. A was in danger of losing all his deposit.

Fortunately, Mr. A was the first senior creditor to buy the house he was living in through an auction.

[Mr. A/Victim of Charter Fraud: I thought that the only way to recover this tax right now is through auctions, and that I should take it because I have studied my life...]

However, the auction has not been held for several months.

Mr. Kim reportedly purchased more than 1,000 houses with no capital and paid about 300 million won in arrears of holding tax in 2020 and about 6 billion won in 2021, which is why the auction itself is not held.

[Mr. A/Victim of Charter Fraud: Because the amount of tax is so large, (the court) said, 'Your house can't make up for this tax, so you dismissed the surplus,' so they canceled the auction.]

At least 200 victims have been identified who cannot be auctioned because of Mr. Kim's delinquent taxes.



However, this includes the landlord's delinquent taxes incurred after the tenant has filed a move-in return.

This is not helpful considering that many of the victims have already entered their taxes in arrears.

[Mr. A/Victim of Charter Fraud: To be honest, it was 'again'. In terms of taxes, I asked them to solve it somehow, but the measures I came up with were applicable to a very small percentage of victims...]

(Video Editor: Kim Jun-hee, VJ: Park Hyun-woo)

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We continue to hear about
charter scams, but I think victims still have stories to tell.

I'll talk to reporter Ahn Sang-woo.

Q. The auction is not open due to delinquent taxes... Is there any countermeasure?

[Ahn Sang-woo: The biggest problem right now is how to collect the delinquent taxes. When the auction is held, the government is trying to collect not only the delinquent taxes generated by the house, but also collect the entire tax arrears paid by the landlord at once. As a result, if the landlord's delinquent tax amount is not 10 million won or 20 million won, but hundreds of millions of won or billions of won, it is much larger than the original house price, so the court is not holding the auction itself. This problem is not limited to Hwagok-dong, Gangseo-gu, but is a capital-free gap investment method that one person does at once It's a problem that every victim of a charter scam that increases by the hundreds or thousands, is bound to face it. That is why the government needs to hastily review and prepare countermeasures.]

Q. What are the financial support measures?

[Ahn Sang-woo: The financial authorities are considering not applying household lending regulations such as LTV, the mortgage loan ratio, and DSR, the total debt service ratio, to victims of charter fraud. And the banking sector is also coming up with products and measures that lower the interest on loans a little more to the victims of charter fraud, but in fact, these measures are a bit difficult to call them fundamental measures because they buy time by paying more debt.]

Q. Why is the auction going on despite the suspension?

[Reporter Ahn Sang-woo: In the first place, the government asked private financial institutions to cooperate voluntarily, not public institutions, so it was a little difficult to guarantee that the auction would be suspended from today (20th). And in the case of institutional financial institutions, there may be some room to accept such a request to stop the auction, but today's auction was an auction that was applied to the court by small insolvent creditors. If these institutions do not collect the bonds immediately, they may have management difficulties, so it is difficult to force them. Therefore, the financial authorities will comprehensively consider this situation and closely monitor the situation of the suspension of the auction from today. I decided to monitor.]

▶ Even today, the auction "forced"..."show ceremony" went to the president's office and was furious
▶ and suspected of "gap investment for fraudulent purposes"... 250 landlords are prohibited from leaving the country